How does the 90-day purchase option (3 months in CA) work?


The 90-day purchase option (3 months in CA) is our most popular payment option, and the easiest way for you to save. You will complete your lease and own the merchandise if you pay the 90-day price, listed in your lease agreement, within 90 days.

From Progressive Leasing:



Many people think negatively when they hear the term ‘lease-to-own’ and consider it something to avoid. Often, the problem is a general lack of understanding about lease-to-own programs and how they work.


How Does A Lease Work?


A lease is a contract between a customer and a leasing company that allows the customer to “rent” an item for a specified period of time. At the end of the contract or an early buyout, after making all of the required payments, the customer will own the merchandise.



Until the lease has been bought out, the leasing company owns the item. Some stores use their own in-house program while other companies use independent leasing programs such as Progressive Leasing. Customers may choose to return the merchandise to the leasing company before the end of the lease and end the contract without making all the payments.

Why Would I Choose A Lease?


There are many reasons for choosing a lease purchase program over traditional financing. One appealing aspect of a lease is that you do not need a good credit score to use the service. Many people don’t qualify for traditional lending options due to credit struggles. The requirements for leasing are often less stringent and allow customers to get the things they need without having a large sum of money on hand. They can pay off the lease early for additional savings or make small payments over the course of the lease.


Other benefits include:

  • Flexible payment options
  • A short-term lease - typically 12 to 18 months
  • Easy approval process
  • Low initial payment

How Does A Progressive Lease Work?


As leaders in the industry, Progressive has worked hard to provide a program that satisfies merchants and customers alike. When you sign a lease-to-own contract with Progressive, you will be able to take home the items you need today.


The process:

  • Apply in-store or online
  • Receive an instant decision
  • Shop for the items you need
  • Complete the process with a sales associate
  • Make an initial payment
  • Set up automatic payments to come out on your payday, weekly, bi-weekly, or monthly
  • Take it home or set up delivery